A 27 year old African American man is going viral today - he's a millionaire who claims to save as much as 80% of his salary.

Todd Baldwin makes $615,000 a year (or $305,000 after business expenses) from various streams of income. He and his wife own a few rental properties, plus Todd works a day job selling commercial insurance, and he has a side job, where he's a secret shopper.

Todd has always been good with money, and his net worth crossed $1,000,000 when he was just 25 years old.

His rental properties earn $460,000 per year in rent. After paying his mortgage, taxes, insurance, utilities and other expenses - they keep about $150,000 of that per year.

Todd was featured in an article by CNBC. They wrote:

“Although our net worth is seven figures, we don’t do a lot of the typical things that most people envision millionaires doing. We are super frugal,” says Baldwin, who wears a $12 rubber wedding band and shares a 2009 Ford Focus with his wife. Because he keeps his expenses so low, he’s able to save more than 80% of his take-home pay.

Although our net worth is seven figures, we don’t do a lot of the typical things that most people envision millionaires doing. We are super frugal.

The millennial millionaire refuses to spend money on a couple of things, he tells CNBC Make It: For starters, he won’t pay for entertainment, like restaurants and the movies, “but only because I know how to get paid for that.”

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